Stamp Duty & Registration Calculator (All Indian States)

Indicative · Oct 2026: researched Mumbai residential rates are 6% male/mixed joint and 5% sole woman, including applicable local components. Pune/Thane/Nagpur/Navi Mumbai/PCMC use 7%/6%; municipal-council and rural schedules differ. Do not add metro cess again to a consolidated rate. Registration is 1%, capped at ₹30,000. Confirm jurisdiction and concession eligibility at igrmaharashtra.gov.in.

There is no reliable universal ranking: property value, location, ownership, deed type, registration charges and cess change the total. Compare the sourced schedules using the same property value and ownership assumptions, and verify the official challan.

Some states offer eligible sole-woman or joint-ownership concessions; others do not. Mixed joint ownership does not automatically qualify for a sole-woman rate. West Bengal and Karnataka have no gender discount in the researched ordinary-sale schedule. Check the selected state’s rules and source. Indicative · Oct 2026.

Yes. Registration fees, caps and exemptions vary by state and sometimes by value or owner category; there is no universal 1% fee or ₹30,000 cap. This tool separates registration from base duty, known cess and transfer duty.

Do not assume your loan pays these charges. Lenders apply product-specific loan-to-value and eligible-cost rules; confirm your sanction and actual closing disbursement. The workbench deducts only your entered property-price funding and keeps duty, registration and other charges in a separate cash envelope.

The sub-registrar applies the state Ready Reckoner / Circle Rate. If your declared price is below the circle rate, duty is charged on the higher of the two — and you may face penalty + tax notice.

Refund eligibility, deductions, deadlines and documents depend on the state and whether the instrument was executed, registered or cancelled. There is no nationwide 90% refund or six-month rule. Ask the registration department before relying on a refund.

Gift-deed duty and any family concession depend on the state, legally defined relationship and deed conditions. This calculator models ordinary sale deeds, not gifts. Obtain the applicable gift schedule before drafting or executing a deed.

Conflicting or incomplete research is never replaced by another state’s rate. An incomplete estimate shows known costs only. Use the official state link to obtain the applicable schedule.

Indicative · Oct 2026. Municipal / development authority · transfer duty applies: remaining value — men 5%, women 5%, joint 5%; transfer duty 1.5% | Other area · transfer duty not confirmed: Rate being verified — check the state registration department. Registration 1%. Municipal/development-authority sales add 1.5% transfer duty. Outside those areas confirm transfer duty before using a total. Official department: https://registration.ap.gov.in/igrs. Research source: https://registration.ap.gov.in/igrs.

Indicative · Oct 2026. Urban: remaining value — men 6%, women 6%, joint 6% | Rural: remaining value — men 6%, women 6%, joint 6%. Registration 1%. No gender concession in the researched standard sale schedule. Official department: https://arunachalpradesh.gov.in/. Research source: https://1acre.in/stamp-duty-calculator/arunachal-pradesh.

Indicative · Oct 2026. Urban: remaining value — men 6%, women 5%, joint 5.5% | Rural: remaining value — men 6%, women 5%, joint 5.5%. Registration 8.5%. Research reports an 8.5% registration fee. Confirm the unusually high fee with IGR. Joint assumes equal man/woman shares. Official department: https://igr.assam.gov.in/. Research source: https://www.squareyards.com/blog/stamp-duty-and-registration-charges-in-assam.

Indicative · Oct 2026. Standard / joint · confirmed 6% + 2%: remaining value — men 6%, women 6%, joint 6%; registration 2% | Man buying from woman · confirmed 6.3% + 2.1%: remaining value — men 6.3%, women unverified, joint unverified; registration 2.1% | Woman buying from man · confirmed 5.7% + 1.9%: remaining value — men unverified, women 5.7%, joint unverified; registration 1.9%. Registration 2%. Visit PropyMart for full details.

Indicative · Oct 2026. Standard registration · 4%: remaining value — men 5%, women 4%, joint 4% | Confirmed women’s registration concession · 2%: remaining value — men unverified, women 4%, joint unverified; registration 2%. Registration 4%. Research reports a possible 2026 women’s registration concession; choose it only after confirmation. Registration is ₹500 at values up to ₹50,000. Official department: https://epanjeeyan.cg.gov.in/. Research source: https://www.bajajfinserv.in/stamp-duty-and-registration-charges-chhattisgarh.

Indicative · Oct 2026. Standard sale deed: up to ₹50,00,000 — men 3%, women 3%, joint 3%; up to ₹75,00,000 — men 4%, women 4%, joint 4%; up to ₹1,00,00,000 — men 4.5%, women 4.5%, joint 4.5%; up to ₹5,00,00,000 — men 5%, women 5%, joint 5%; remaining value — men 6%, women 6%, joint 6%. Registration 0.5%. Whole-value rate band, not marginal taxation. Visit PropyMart for full details.

Indicative · Oct 2026. Urban: remaining value — men 4.9%, women 4.9%, joint 4.9% | Rural: remaining value — men 4.9%, women 4.9%, joint 4.9%. Registration 1% (sole woman 0%). 4.9% includes 3.5% base duty plus 1.4 percentage-point surcharge; sole women’s registration fee waived. Official department: https://garvi.gujarat.gov.in/. Research source: https://www.squareyards.com/blog/stamp-duty-and-registration-charges-gujrat.

Indicative · Oct 2026. Urban: remaining value — men 7%, women 5%, joint 6% | Rural: remaining value — men 5%, women 3%, joint 4%. Registration 1% capped at ₹50,000. Indicative registration cap ₹50,000; PMAY and special beneficiary schedules not modelled. Official department: https://jamabandi.nic.in/. Research source: https://www.toolbench.in/tools/stamp-duty-calculator/haryana.

Indicative · Oct 2026. Standard sale deed: up to ₹40,00,000 — men 6%, women 4%, joint unverified; up to ₹1,00,00,000 — men 8%, women 4%, joint unverified; remaining value — men 8%, women 8%, joint unverified. Registration 2%. Men: 6% up to ₹40 lakh, then 8%; women: 4% up to ₹1 crore, then 8%. Joint rate not confirmed. Official department: https://himachal.nic.in/revenue/. Research source: https://www.aninews.in/news/national/general-news/himachal-assembly-passes-stamp-duty-bill-negi-says-amendments-restore-womens-concession-aim-to-curb-evasion20260904082723.

Indicative · Oct 2026. Urban: remaining value — men 4%, women 4%, joint 4% | Rural: remaining value — men 4%, women 4%, joint 4%. Registration 3%. 7% researched total = 4% duty + 3% registration. Previous women’s concession was rolled back. Official department: https://jharnibandhan.gov.in/. Research source: https://www.squareyards.com/blog/stamp-duty-and-registration-charges-in-jharkhand.

Indicative · Oct 2026. Researched slabs + 10% duty cess: up to ₹20,00,000 — men 2%, women 2%, joint 2%; up to ₹45,00,000 — men 3%, women 3%, joint 3%; remaining value — men 5%, women 5%, joint 5% | Additional local surcharge unresolved · verify: Rate being verified — check the state registration department. Registration 2%; cess 10% of stamp duty. Visit PropyMart for full details.

Indicative · Oct 2026. Urban: remaining value — men 8%, women 8%, joint 8% | Rural: remaining value — men 8%, women 8%, joint 8%. Registration 2%. No gender discount for ordinary sale deeds. Official department: https://registration.kerala.gov.in/. Research source: https://cleartax.in/s/stamp-duty-and-registration-charges-in-kerala.

Indicative · Oct 2026. Urban: remaining value — men 7.5%, women 7.5%, joint 7.5% | Rural: remaining value — men 7.5%, women 7.5%, joint 7.5%. Registration 3%. 7.5% is consolidated, including municipal duty and upkar; do not add it again. Official department: https://www.mpigr.gov.in/. Research source: https://cleartax.in/s/stamp-duty-and-registration-charges-in-mp.

Indicative · Oct 2026. Mumbai: remaining value — men 6%, women 5%, joint 6% | Pune / Thane / Nagpur / Navi Mumbai / PCMC: remaining value — men 7%, women 6%, joint 7% | Municipal council: remaining value — men 4%, women 3%, joint 4% | Rural / Gram Panchayat: remaining value — men 3%, women 2%, joint 3%. Registration 1% capped at ₹30,000. Rates include applicable metro/local-body components. Visit PropyMart for full details.

Indicative · Oct 2026. Urban: remaining value — men 7%, women 7%, joint 7% | Rural: remaining value — men 7%, women 7%, joint 7%. Registration 3% capped at ₹25,000. Registration capped at ₹25,000. Official department: https://manipur.gov.in/. Research source: https://www.magicbricks.com/blog/registration-charges-and-stamp-duty-manipur/128988.html.

Indicative · Oct 2026. Rate being verified — check the state registration department Official department: https://ngdrs.meghalaya.gov.in/NGDRS_ML/. Research source: https://ngdrs.meghalaya.gov.in/NGDRS_ML/.

Indicative · Oct 2026. Rate being verified — check the state registration department Official department: https://landrevenue.mizoram.gov.in/. Research source: https://landrevenue.mizoram.gov.in/.

Indicative · Oct 2026. Urban: remaining value — men 8.25%, women 8.25%, joint 8.25% | Rural: remaining value — men 8.25%, women 8.25%, joint 8.25%. Registration 1%. Some sources conflict; confirm 8.25% + 1% schedule locally. Official department: https://dlrs.nagaland.gov.in/. Research source: https://desicalc.in/stamp-duty/nagaland.

Indicative · Oct 2026. Urban: remaining value — men 5%, women 4%, joint 4% | Rural: remaining value — men 5%, women 4%, joint 4%. Registration 2%. Joint concession assumes at least one woman owner. Official department: https://www.igrodisha.gov.in/GovtFeeDtls.aspx. Research source: https://www.igrodisha.gov.in/GovtFeeDtls.aspx.

Indicative · Oct 2026. Urban: remaining value — men 7%, women 5%, joint 6% | Rural · verify local schedule: Rate being verified — check the state registration department. Registration 1%. Urban rates include 1% SIC and 1% PIDB cess; rural applicability is not settled by the research. Official department: https://igrpunjab.gov.in/. Research source: https://www.kotak.bank.in/en/stories-in-focus/loans/home-loan/stamp-duty-property-registration-charges-in-punjab.html.

Indicative · Oct 2026. Urban: remaining value — men 6%, women 5%, joint 6% | Rural: remaining value — men 6%, women 5%, joint 6%. Registration 1%; cess 20% of stamp duty. 20% labour cess is applied to duty, not to property value. Official department: https://epanjiyan.rajasthan.gov.in/. Research source: https://www.godrejcapital.com/media-blog/knowledge-centre/stamp-duty-and-registration-charges-rajasthan.

Indicative · Oct 2026. Rate being verified — check the state registration department Official department: https://sikkim.gov.in/departments/land-revenue-disaster-management-department. Research source: https://sikkim.gov.in/departments/land-revenue-disaster-management-department.

Indicative · Oct 2026. Ordinary resale sale deed: remaining value — men 7%, women 7%, joint 7% | First-sale residential unit · verify composite schedule: Rate being verified — check the state registration department. Registration 2%. Ordinary resale schedule. First-sale residential unit composite slabs are not fully settled; no invented first-sale rate. Official department: https://tnreginet.gov.in/. Research source: https://tnswp.com/DIGIGOV/StaticAttachment?AttachmentFileName=%2Fpdf%2FTax_rules%2FStamps_and_Registration_Fee.pdf.

Indicative · Oct 2026. Urban · transfer duty 1.5%: remaining value — men 4%, women 4%, joint 4%; transfer duty 1.5%; registration 0.5% | Rural / Gram Panchayat · confirm 5.5% + 2%: remaining value — men 5.5%, women 5.5%, joint 5.5%; registration 2%. Registration 0.5%. Urban total 6% = 4% duty + 1.5% transfer + 0.5% registration. Research rural schedule approximately 7.5%; confirm jurisdiction. Official department: https://registration.telangana.gov.in/. Research source: https://www.smrholdings.in/img/stamp-duty.pdf.

Indicative · Oct 2026. Confirmed base · 1.5% registration: remaining value — men 5%, women 5%, joint 5%; registration 1.5% | Confirmed municipal · 1% surcharge + 2% registration: remaining value — men 6%, women 6%, joint 6%; registration 2% | Schedule not confirmed: Rate being verified — check the state registration department. Registration 1.5%. Sources disagree on registration (1–2%) and municipal surcharge; choose only a locally confirmed schedule. Official department: https://registration.tripura.gov.in/. Research source: https://www.magicbricks.com/blog/stamp-duty-in-tripura/129099.html.

Indicative · Oct 2026. No additional local surcharge confirmed: up to ₹1,00,00,000 — men 7%, women 6%, joint 6.5%; remaining value — men 7%, women 7%, joint 6.5% | Nagar Nigam surcharge unresolved: Rate being verified — check the state registration department. Registration 1%. Women’s concession modelled only up to ₹1 crore. Mixed joint 6.5% indicative. Additional Nagar Nigam surcharge requires verification. Official department: https://igrsup.gov.in/. Research source: https://www.ujjivansfb.bank.in/banking-blogs/personal-finance/uttar-pradesh-stamp-duty-registration-charges.

Indicative · Oct 2026. Standard sale deed: up to ₹25,00,000 — men 5%, women 3.75%, joint unverified; remaining value — men 5%, women 5%, joint unverified. Registration 2% capped at ₹25,000. Women’s ₹25 lakh concession boundary: values above use ordinary 5% pending eligibility confirmation. Joint rate is unverified. Official department: https://registration.uk.gov.in/. Research source: https://homefirstindia.com/blog/article/stamp-duty-registration-charges-in-uttarakhand.

Indicative · Oct 2026. Urban: up to ₹1,00,00,000 — men 6%, women 6%, joint 6%; remaining value — men 7%, women 7%, joint 7% | Rural: up to ₹1,00,00,000 — men 5%, women 5%, joint 5%; remaining value — men 6%, women 6%, joint 6%. Registration 1%. No gender concession or temporary rebate assumed. Higher-value surcharge above ₹1 crore. Official department: https://wbregistration.gov.in/Stamp_duty.aspx. Research source: https://wbregistration.gov.in/Stamp_duty.aspx.

Indicative · Oct 2026. Rate being verified — check the state registration department Official department: https://onlineregistrationani.gov.in/. Research source: https://onlineregistrationani.gov.in/.

Indicative · Oct 2026. Urban: remaining value — men 6%, women unverified, joint unverified | Rural: remaining value — men 6%, women unverified, joint unverified. Registration 1%. Male rate researched; female and joint rates unresolved across sources, so not priced. Official department: https://chandigarh.gov.in/. Research source: https://1acre.in/stamp-duty-calculator/chandigarh.

Indicative · Oct 2026. Rate being verified — check the state registration department Official department: https://swp.dddgov.in/revenue-dnhdd. Research source: https://swp.dddgov.in/revenue-dnhdd.

Indicative · Oct 2026. MCD · researched value bands: up to ₹25,00,000 — men 6%, women 4%, joint 5%; remaining value — men 7%, women 5%, joint 6% | Other jurisdiction · transfer duty unresolved: Rate being verified — check the state registration department. Registration 1%. Research reports a ₹25 lakh threshold for MCD transfer-duty-inclusive rates. Confirm applicable municipal jurisdiction. Official department: https://revenue.delhi.gov.in/revenue/property-registration. Research source: https://revenue.delhi.gov.in/revenue/property-registration.

Indicative · Oct 2026. Urban: remaining value — men 7%, women 3%, joint 5% | Rural: remaining value — men 7%, women 3%, joint 5%. Registration 1.2%. Standard sale schedule; local applicability must be checked. Official department: https://igr.jk.gov.in/. Research source: https://www.squareyards.com/blog/stamp-duty-and-registration-charges-in-jammu-and-kashmir.

Indicative · Oct 2026. Confirmed 1.2% registration: remaining value — men 7%, women 3%, joint 7%; registration 1.2% | Confirmed 1% registration: remaining value — men 7%, women 3%, joint 7%; registration 1%. Registration 1.2%. Registration sources range from 1% to 1.2%; select locally confirmed fee. Official department: https://ladakh.gov.in/. Research source: https://2bigha.ai/blogs/stamp-duty-property-registration-charges-ladakh.

Indicative · Oct 2026. Urban: remaining value — men 5%, women 5%, joint 5% | Rural: remaining value — men 5%, women 5%, joint 5%. Registration 1%. Limited research sample: confirm the sale-deed schedule. Official department: https://lakshadweep.gov.in/. Research source: https://1acre.in/stamp-duty-calculator/lakshadweep.

Indicative · Oct 2026. Urban: remaining value — men 10%, women 5%, joint 10% | Rural: remaining value — men 10%, women 5%, joint 10%. Registration 1.5%. Sole woman concession; confirm eligibility on the official portal. Official department: https://regn.py.gov.in/services.html. Research source: https://regn.py.gov.in/services.html.